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  <!-- Homepage -->
  <url>
    <loc>https://microcalc.tech/</loc>
    <lastmod>2026-10-09</lastmod>
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    <priority>1.0</priority>
    <image:image>
      <image:loc>https://microcalc.tech/icon-512.png</image:loc>
      <image:title>MicroCalc — Free Verified Calculators</image:title>
      <image:caption>Open micro-calculator platform delivering deterministic calculations for crafts, finance, and health.</image:caption>
    </image:image>
  </url>

  <!-- Calculators Hub Directory -->
  <url>
    <loc>https://microcalc.tech/calculators</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://microcalc.tech/icon-512.png</image:loc>
      <image:title>Calculators Directory — MicroCalc Suite of 5 Tools</image:title>
    </image:image>
  </url>

  <!-- Tool 1: Yarn Tree Calculator -->
  <url>
    <loc>https://microcalc.tech/calculators/yarn-tree-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://microcalc.tech/src/assets/images/yarn_tree_craft_1790588989355.jpg</image:loc>
      <image:title>Yarn Tree Calculator — Cone Craft Yardage Estimator</image:title>
      <image:caption>Conical lateral surface area and yarn skein requirements calculator.</image:caption>
    </image:image>
  </url>

  <!-- Tool 2: Fly Tying Cost Calculator -->
  <url>
    <loc>https://microcalc.tech/calculators/fly-tying-cost-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://microcalc.tech/src/assets/images/fly_tying_bench_1790589004503.jpg</image:loc>
      <image:title>Fly Tying Cost Per Fly Calculator — Materials, Tools &amp; Labor</image:title>
      <image:caption>DIY fly tying material cost breakdown and tool amortization calculator.</image:caption>
    </image:image>
  </url>

  <!-- Tool 2 Alias: Fly Tying Material Calculator -->
  <url>
    <loc>https://microcalc.tech/calculators/fly-tying-material-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.80</priority>
  </url>

  <!-- Tool 3: Calligraphy Ink Cost Estimator -->
  <url>
    <loc>https://microcalc.tech/calculators/calligraphy-ink-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://microcalc.tech/src/assets/images/calligraphy_ink_studio_1790589017121.jpg</image:loc>
      <image:title>Calligraphy Ink Cost Estimator — Fluid Volumetrics &amp; Bottle Calculator</image:title>
      <image:caption>Fluid milliliters and bottle purchasing requirements for wedding envelopes and calligraphy projects.</image:caption>
    </image:image>
  </url>

  <!-- Tool 4: DC Paycheck Calculator -->
  <url>
    <loc>https://microcalc.tech/calculators/dc-paycheck-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://microcalc.tech/src/assets/images/dc_paycheck_finance_1790589030247.jpg</image:loc>
      <image:title>Washington, D.C. Paycheck Calculator 2025 — Net Take-Home Pay Estimator</image:title>
      <image:caption>Itemized paycheck calculator with federal, District of Columbia progressive tax brackets, and FICA deductions.</image:caption>
    </image:image>
  </url>

  <!-- Tool 5: Glomerular Filtration Rate (eGFR) Calculator -->
  <url>
    <loc>https://microcalc.tech/calculators/gfr-calculator</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://microcalc.tech/src/assets/images/egfr_kidney_health_1790589046999.jpg</image:loc>
      <image:title>Glomerular Filtration Rate Calculator — eGFR (CKD-EPI 2021 Race-Free)</image:title>
      <image:caption>Race-free 2021 CKD-EPI equation and KDIGO chronic kidney disease staging calculator.</image:caption>
    </image:image>
  </url>

  <!-- Informational & Governance Pages -->
  <url>
    <loc>https://microcalc.tech/about</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
  </url>
  <url>
    <loc>https://microcalc.tech/contact</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.70</priority>
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  <url>
    <loc>https://microcalc.tech/disclaimer</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.60</priority>
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  <url>
    <loc>https://microcalc.tech/privacy</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.50</priority>
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  <url>
    <loc>https://microcalc.tech/terms</loc>
    <lastmod>2026-10-09</lastmod>
    <changefreq>yearly</changefreq>
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